On December 2, 2011, new floodplain maps for Dakota County, including Farmington, became effective. For Farmington, there were few changes when compared to the old maps. An expected, yet unfortunate side-effect of the new mapping is that many mortgage lenders are contacting homeowners and informing them that based on the new maps, they are located in a floodplain and as such are required to buy flood insurance. If you receive correspondence from a lender to this effect, you are encouraged to contact City of Farmington Director of Public Works/City Engineer for more details and assistance at 651- 280-6841.
If your property was originally in a floodplain, but was removed, you should have received a packet of information from the city in the fall of 2010. Included in this packet was a copy of the Letter of Map Revision (LOMR) for your property. Many lending institutions have been telling homeowners that they need an updated LOMR or that they need to purchase flood insurance. This is not the case, if your property was removed from the floodplain by one of the listed LOMR’s, the original LOMR for your property remains in effect, and you should provide a copy of the following letter to your lending institution:
LINK TO LETTER OF MAP REVISION
If the number on the LOMR you received from the city in 2010, matches any of the LOMR numbers listed in this letter, the LOMR for your property has been revalidated and no further action should be required. If you have any questions, contact the Director of Public Works/City Engineer at 651- 280-6841.